Life insurance claims can be denied and are often denied because of pre-existing conditions. It is important to seek legal advice if you, as the beneficiary of a policy, have a submitted a claim for life insurance benefits and the claim was denied. At Pranzitelli Law, we can advise you as to how long you have to start a court action and what documents are required for the lawsuit.
In Canada, there are essentially 2 types of life insurance policies:
- Term Life Insurance: Typically these premiums are initially less expensive with this policy increasing as one gets older. There are multiple types of term life insurance policies; including 10-year, 20-year, and 30-year terms.
- Permanent Life Insurance: These policies typically have “level premiums.” There are three different types of policies: Whole Life Insurance, Term-to-100, and Universal Life Insurance.
At Pranzitelli Law, we are here for you and will fight for you every step of the way. The life insurance benefits to which you are rightly entitled should help take care of you and your family.
Our lawyers will carefully review all information outlined in your loved one’s insurance policy, examine the given reasons for denial of a claim, and work to obtain a fair settlement on your behalf.