Welcome to Pranzitelli Law Firm


Income Replacement Benefits (IRB’s)

We provide services to customers in all cases
Income Replacement Benefits (IRB’s)
Car Accidents


Following a car accident, the fear of not being able to work is overwhelming.  Not only are you dealing with pain, you also have the fear of not being able to cover your rent or mortgage, provide for your family and making your bill payments on time.  If you have been involved in a motor vehicle accident, then you may be able to qualify for income replacement benefits to assist you while you are unable to work following a car accident, motorcycle accident, or other type of accident involving a motor vehicle. 


The accident benefits insurer is required to pay income replacement benefits for the period in which you suffer a substantial inability to perform the essential tasks of your employment or self-employment.  The insurer is not required to pay an income replacement benefit for the first week of the disability or after the first 104 weeks of disability, unless, as a result of the accident, you are suffering a complete inability to engage in any employment or self-employment for which you are reasonably suited by education, training or experience.


The weekly amount of an income replacement benefit is 70 per cent of the gross weekly income, up to a maximum of $400 per week, unless optional coverage was purchased by you, which could increase the amount of the income replacement benefit.  You can purchase up additional coverage which would make you eligible to receive up to $1,000 per month.  


There are several factors to consider when looking to elect Income Replacement Benefits, such as:

Contact Pranzitelli Law Firm to learn more about which benefits you may be eligible for.  

If you have been injured in a car accident in Ontario and would like to receive more information on the income replacement Benefit, call Pranzitelli Law Firm and we will be happy to discuss it further.


With Accident Benefits claims, come onerous and copious amount of forms to complete on an ongoing basis, along with stringent deadlines that must be adhered to.  This can be a massive source of stress for claimants. To further complicate matters, accident benefits are constantly changing under the STATUTORY ACCIDENT BENEFITS SCHEDULE, O. Reg. 34/10.  At Pranzitelli Law Firm, we handle all of your Accident Benefits forms, as well, we take over all communication with the insurance company on your behalf.  This way, you can focus on what matters, getting the proper treatment and taking the steps to recovery without distraction.

Our Working Process

1. Review the Details of the Case

Gather all the facts of the case, including witness statements, police reports, photographs, and more.

2. Layout a Roadmap

With our clients we will create a plan to ensure that you get the proper treatment you need from local treatment providers. Our team will be building our theory of the case, evaluating all liability documents, medical reports and all other pertinent documents.

3. Commence legal Action

Starting with a Demand Letter, we will put the Defendant(s) on notice of our claim, and if necessary, we will proceed all the way to trial. Our team always takes a common sense approach in attempting to settle the matter before a trial, however if necessary, we have and we are willing to proceed to have a jury decide your case!

Frequently Asked Questions

Do you charge for a consultation?

We never charge for an initial consultation. At the free initial consultation, we will discuss the details of your potential case, the legal process and answer any questions you may have.

What about out-of-pocket fees?
ON all our contingency fee retainers, you will not be responsible for out of pocket fees. Our firm will pay for all necessary out of pocket expenses until your case is settled or decided at court.
Who will work on my case?
At Pranzitelli Law Firm, you have a team of lawyers, articling students, paralegals, law clerks and legal assistants working on your case. All cases are overseen by Adriano personally.
Does it matter how long do I have to file my lawsuit
Every case is different. Its important to get legal advice on your case immediately to ensure you do not miss any limitation periods.
How much can I expect to win?
While every case is different, the value of your case will depend on a number of factors. Speak to our team now to see if you have a case.

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