Long Term Disability
With Pranzitelli Law Firm
Long-term disability benefits provide you with
financial support if you are unable to
work due to a prolonged illness or injury.
Read More Below!
Long Term Disability Claims
With Pranzitelli Law Firm
When Should I Apply For LTD?
If you are unable to work due to an illness, injury or disability, then you should avail yourself of an LTD policy if available at your place of employment.
Typically you will need to first go on short term disability (and or unemployment insurance) before qualifying for long-term disability.
This is referred to as the qualifying period. Once this period has expired, you will then apply for LTD. If approved, the LTD Carrier (not your employer) will then cover a portion of your salary while you are off work!
Our growing team is ready to simplify the LTD process for you! With over 12 years of legal experience, WE ARE HERE FOR YOU!
Thinking about applying for Long Term Disability ⬇️
"What If My LTD Claim Was Denied?"
When Should I Apply For LTD?
If you are unable to work due to an illness, injury or disability, then you should avail yourself of an LTD policy if available at your place of employment.
Typically you will need to first go on short term disability (and or unemployment insurance) before qualifying for long-term disability.
This is referred to as the qualifying period. Once this period has expired, you will then apply for LTD. If approved, the LTD Carrier (not your employer) will then cover a portion of your salary while you are off work!
Our growing team is ready to simplify the LTD process for you! With over 12 years of legal experience, WE ARE HERE FOR YOU!
Thinking about applying for Long Term Disability ⬇️
If your application for long-term disability benefits has been denied, or your benefits have been terminated, you should not hesitate to seek legal advice.
It is always important to understand your rights and your options with respect to a denial of benefits and to know that you can pursue court action against your insurer.
Our team has over 12 years of experience fighting against denied LTD claims!
If you have had your Long Term Disability Benefits denied, get ahold of use below for a FREE consultation.
Denied Long Term Disability? ⬇️
"Do I Need A Lawyer For My LTD Claim?"
"How About Power of Attorneys?"
If your application for long-term disability benefits has been denied, or your benefits have been terminated, you should not hesitate to seek legal advice.
It is always important to understand your rights and your options with respect to a denial of benefits and to know that you can pursue court action against your insurer.
Our team has over 12 years of experience fighting against denied LTD claims!
If you have had your Long Term Disability Benefits denied, get ahold of use below for a FREE consultation.
Denied Long Term Disability? ⬇️
Long Term Disability polices are complex and contain many provisions. Letters from the insurance company may contain terms that are unclear.
A good lawyer will help you navigate this!
Don't take on all the paper work, and the issues that arise all on your own.
We will take care of everything for you, so you don't have to worry
Need help navigating your Long Term Disability claim? ⬇️
What is Long-Term Disability (LTD) Insurance
Long-Term Disability insurance provides financial support to individuals who are unable to work for an extended period due to illness or injury. It helps cover a portion of your lost income during your recovery.
How Do I Qualify For Long-Term Disability Benefits In Ontario?
To qualify for LTD benefits, you generally need to have a medical condition that prevents you from performing the essential duties of your job. You must also meet any specific requirements outlined in your insurance policy, such as waiting periods and providing medical documentation.
What Types Of Conditions Are Covered Under Long Term Disability Insurance?
LTD insurance typically covers a wide range of medical conditions, including physical injuries, chronic illnesses, mental health disorders, and serious diseases. It's important to review your policy for specific coverage details.
How Long Can I Receive Long-Term Disability Benefits?
The duration of LTD benefits depends on your insurance policy. Some policies provide benefits until you reach a certain age (e.g., 65), while others may have a set time limit (e.g., two years). Your policy will specify the maximum benefit period.
What Should I DO If My Long-Term Disability Claim Is Denied?
If your LTD claim is denied, you have the right to appeal the decision. It's important to review the denial letter carefully, gather additional medical evidence, and consider seeking legal advice to help strengthen your case and navigate the appeals process.
What is Long-Term Disability (LTD) Insurance
Long-Term Disability insurance provides financial support to individuals who are unable to work for an extended period due to illness or injury. It helps cover a portion of your lost income during your recovery.
How Do I Qualify For Long-Term Disability Benefits In Ontario?
To qualify for LTD benefits, you generally need to have a medical condition that prevents you from performing the essential duties of your job. You must also meet any specific requirements outlined in your insurance policy, such as waiting periods and providing medical documentation.
What Types Of Conditions Are Covered Under Long Term Disability Insurance?
LTD insurance typically covers a wide range of medical conditions, including physical injuries, chronic illnesses, mental health disorders, and serious diseases. It's important to review your policy for specific coverage details.
How Long Can I Receive Long-Term Disability Benefits?
The duration of LTD benefits depends on your insurance policy. Some policies provide benefits until you reach a certain age (e.g., 65), while others may have a set time limit (e.g., two years). Your policy will specify the maximum benefit period.
What Should I DO If My Long-Term Disability Claim Is Denied?
If your LTD claim is denied, you have the right to appeal the decision. It's important to review the denial letter carefully, gather additional medical evidence, and consider seeking legal advice to help strengthen your case and navigate the appeals process.
"Do I Need A Lawyer For My LTD Claim?"
Long Term Disability polices are complex and contain many provisions. Letters from the insurance company may contain terms that are unclear.
A good lawyer will help you navigate this!
Don't take on all the paper work, and the issues that arise all on your own.
We will take care of everything for you, so you don't have to worry
Have your will prepared by a team of experts ⬇️
⬇️ REQUEST A FREE CONSULTATION ⬇️
We will contact you to talk a bit more about your unique needs, and get the ball rolling!
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⬇️ REQUEST A FREE CONSULTATION ⬇️
We will contact you to talk a bit more about your unique needs, and get the ball rolling!
I Consent to Receive SMS Notifications and Alerts. Message frequency varies. Message & data rates may apply. You can reply STOP to unsubscribe at any time.
What is Long-Term Disability (LTD) Insurance?
Long-Term Disability insurance provides financial support to individuals who are unable to work for an extended period due to illness or injury. It helps cover a portion of your lost income during your recovery.
How Do I Qualify For Long-Term Disability Benefits In Ontario?
To qualify for LTD benefits, you generally need to have a medical condition that prevents you from performing the essential duties of your job. You must also meet any specific requirements outlined in your insurance policy, such as waiting periods and providing medical documentation.
What Types Of Conditions Are Covered Under Long Term Disability Insurance?
LTD insurance typically covers a wide range of medical conditions, including physical injuries, chronic illnesses, mental health disorders, and serious diseases. It's important to review your policy for specific coverage details.
How Long Can I Receive Long-Term Disability Benefits?
The duration of LTD benefits depends on your insurance policy. Some policies provide benefits until you reach a certain age (e.g., 65), while others may have a set time limit (e.g., two years). Your policy will specify the maximum benefit period.
What Should I DO If My Long-Term Disability Claim Is Denied?
If your LTD claim is denied, you have the right to appeal the decision. It's important to review the denial letter carefully, gather additional medical evidence, and consider seeking legal advice to help strengthen your case and navigate the appeals process.
We strive for Customer Satisfaction. Coming from in-depth understanding of the law and the industry, capitalizing on extensive experience, we provide hands-on advice that speaks the language of our client’s needs. No matter if your case is large or small, we treat your matter with importance, integrity and hard work, your success is our satisfaction.
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18 King Street East, Suite 1400 | Toronto, On M5C 1C4
341 Talbot St, Suite 333 | London, ON N6A 2R5