CA Residents Injured In The US

What Are My Rights If I Am In A Car Accident In The USA

Canadians frequently travel to the United States for business, vacations, shopping, and family visits. But unfortunately, accidents can happen anywhere, and being injured in another country can make recovery more complex—especially when it comes to insurance and legal claims.

If you’re an Ontario resident injured in the U.S., Pranzitelli Law can help you understand your options and ensure you receive the maximum compensation available.

What Happens If You're Injured in the U.S.?

Even if your accident occurred across the border, you may still have access to Ontario benefits through your Canadian auto insurance policy, including:

Medical and Rehabilitation Benefits

Income Replacement Benefits

Attendant Care and more

In addition, you may be eligible to pursue a claim in the United States for:

Pain and suffering

Future care costs

Loss of income not covered in Ontario

Other out-of-pocket damages

With the right legal support, you may be able to access benefits both in Ontario and the U.S. state where the accident occurred.

Cross-Border Injury Law is Complex—Let Us Help

At Pranzitelli Law, we have experience managing cross-border accident claims.

We can:

Guide you through your Ontario accident benefits claim

Coordinate with U.S. lawyers to file and manage your claim in the appropriate American jurisdiction

Handle communication with multiple insurance companies on your behalf

Strategically position your case for the best possible recovery

Don’t assume that you’re on your own just because the accident occurred outside of Canada. Ontario law may still entitle you to significant support, and U.S. law may allow for additional compensation.

If you were injured while travelling in the United States, speak with an Ontario personal injury lawyer

before you talk to any insurance companies

—in either country.


We offer

free, no-obligation consultations, and you don’t pay unless we recover money for you.


Call Pranzitelli Law Firm today, and let us take care of your cross-border claim—so you can focus on recovery.

What Are My Rights If I Am In A Car Accident In The USA

Canadians frequently travel to the United States for business, vacations, shopping, and family visits.

But unfortunately, accidents can happen anywhere, and being injured in another country can make recovery more complex—especially when it comes to insurance and legal claims.

If you’re an Ontario resident injured in the U.S., Pranzitelli Law can help you understand your options and ensure you receive the maximum compensation available.

What Happens If You're Injured in the U.S.?

Even if your accident occurred across the border, you may still have access to Ontario benefits through your Canadian auto insurance policy, including:

Medical and Rehabilitation Benefits

Income Replacement Benefits

Attendant Care and more

In addition, you may be eligible to pursue a claim in

the United States for:

Pain and suffering

Future care costs

Loss of income not covered in Ontario

Other out-of-pocket damages

With the right legal support, you may be able to access benefits both in Ontario and the U.S. state where the accident occurred.

Are Consultations Free?

We NEVER charge for an initial consultation. At the FREE initial consulation, we will discuss the details of your case, the legal process and answer any questions you may have.

The consultation can take place wherever works best for you! We are available to meet with you at the hospital, rehabilitation centre, your home, over the phone, or in our office.

These consultations are ALWAYS free.

What About Out Of Pocket Fees?

On all our contingency fee retainers, you will not be responsible for out of pocket fees.

Our firm will pay for all necessary out of pocket expenses until your case is settled or decided in court.

Who Will Work On My Case?

At Pranzitelli Law Firm, you have a team of lawyers, articling students, paralegals, law clerks and legal assistants working on your case. All cases are overseen by Adriano personally!

How Long Do I Have To File My Lawsuit?

Every case is different. Its important to get legal advice on your case immediately to ensure you do not miss any limitation periods.

How Much Can I Expect To Win?

While every case is different, the value of your case will depend on a number of factors. Request a FREE consultation below to see if you have a case..

What is Long-Term Disability (LTD) Insurance

Long-Term Disability insurance provides financial support to individuals who are unable to work for an extended period due to illness or injury. It helps cover a portion of your lost income during your recovery.

How Do I Qualify For Long-Term Disability Benefits In Ontario?

To qualify for LTD benefits, you generally need to have a medical condition that prevents you from performing the essential duties of your job. You must also meet any specific requirements outlined in your insurance policy, such as waiting periods and providing medical documentation.

What Types Of Conditions Are Covered Under Long Term Disability Insurance?

LTD insurance typically covers a wide range of medical conditions, including physical injuries, chronic illnesses, mental health disorders, and serious diseases. It's important to review your policy for specific coverage details.

How Long Can I Receive Long-Term Disability Benefits?

The duration of LTD benefits depends on your insurance policy. Some policies provide benefits until you reach a certain age (e.g., 65), while others may have a set time limit (e.g., two years). Your policy will specify the maximum benefit period.

What Should I DO If My Long-Term Disability Claim Is Denied?

If your LTD claim is denied, you have the right to appeal the decision. It's important to review the denial letter carefully, gather additional medical evidence, and consider seeking legal advice to help strengthen your case and navigate the appeals process.

Cross-Border Injury Law is Complex—Let Us Help

At Pranzitelli Law, we have experience managing cross-border accident claims.

We can:

Guide you through your Ontario accident benefits claim

Coordinate with U.S. lawyers to file and manage your claim in the appropriate American jurisdiction

Handle communication with multiple insurance companies on your behalf

Strategically position your case for the best possible recovery

Don’t assume that you’re on your own just because the accident occurred outside of Canada.

Ontario law may still entitle you to significant support, and U.S. law may allow for additional compensation.

If you were injured while travelling in the United States, speak with an Ontario personal injury lawyer

before you talk to any insurance companies

—in either country.

We offer free, no-obligation consultations, and you don’t pay unless we recover money for you.

Call Pranzitelli Law Firm today, and let us take care of your cross-border claim—so you can focus on recovery.

⬇️ REQUEST A FREE CONSULTATION ⬇️

We will contact you to talk a bit more about your unique needs, and get the ball rolling!

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⬇️ REQUEST A FREE CONSULTATION ⬇️

We will contact you to talk a bit more about your unique needs, and get the ball rolling!

I Consent to Receive SMS Notifications and Alerts. Message frequency varies. Message & data rates may apply. You can reply STOP to unsubscribe at any time.

Are Consultations Free?

We NEVER charge for an initial consultation. At the FREE initial consulation, we will discuss the details of your case, the legal process and answer any questions you may have.

The consultation can take place wherever works best for you! We are available to meet with you at the hospital, rehabilitation centre, your home, over the phone, or in our office.

These consultations are ALWAYS free.

What About Out Of Pocket Fees?

On all our contingency fee retainers, you will not be responsible for out of pocket fees.

Our firm will pay for all necessary out of pocket expenses until your case is settled or decided in court.

Who Will Work On My Case?

At Pranzitelli Law Firm, you have a team of lawyers, articling students, paralegals, law clerks and legal assistants working on your case. All cases are overseen by Adriano personally!

How Long Do I Have To File My Lawsuit?

Every case is different. Its important to get legal advice on your case immediately to ensure you do not miss any limitation periods.

How Much Can I Expect To Win?

While every case is different, the value of your case will depend on a number of factors. Request a FREE consultation below to see if you have a case..

We strive for Customer Satisfaction. Coming from in-depth understanding of the law and the industry, capitalizing on extensive experience, we provide hands-on advice that speaks the language of our client’s needs. No matter if your case is large or small, we treat your matter with importance, integrity and hard work, your success is our satisfaction.

Contact Us
(Local | Toll Free | Email)

This site is not legal advice. We occasionally use content and information that is prepared by AI. Including but not limited to technology from Gemini, Chat GPT, Grok, Canva, and other technologies from Open AI. Always consult with a lawyer regarding specific legal questions and advice. Give us a call at 905-266-2633 to set up a consultation

Copyright © 2025 Pranzitelli Law Firm | All rights reserved

We strive for Customer Satisfaction. Coming from in-depth understanding of the law and the industry, capitalizing on extensive experience, we provide hands-on advice that speaks the language of our client’s needs. No matter if your case is large or small, we treat your matter with importance, integrity and hard work, your success is our satisfaction.

Contact Us
(Local | Toll Free | Email)

This site is not legal advice. We occasionally use content and information that is prepared by AI. Including but not limited to technology from Gemini, Chat GPT, Grok, Canva, and other technologies from Open AI. Always consult with a lawyer regarding specific legal questions and advice. Give us a call at 905-266-2633 to set up a consultation

Copyright © 2025 Pranzitelli Law Firm | All rights reserved