Critical Illness Insurance Claims
Disability & Critical Illness Insurance Claims
Purchasing critical illness insurance is a smart and responsible decision — one made to protect yourself and your family in the event of a serious diagnosis. This type of insurance is designed to provide financial support during a health crisis, helping cover the cost of medical treatment, essential care, and time away from work.'
Covered conditions may include:
Cancer
Heart disease
Stroke
Parkinson’s disease
And other life-altering illnesses
When Claims Are Unjustly Denied
Unfortunately, many individuals who suffer from covered illnesses, complete all required paperwork, and meet the eligibility criteria are still denied their rightful benefits.
These denials often come at the worst possible time — when you need support the most.
At Pranzitelli Law, we understand how stressful and frustrating this process can be. If your critical illness or disability claim has been denied, we are here to fight for you. Our team will:
Review the terms of your insurance policy
Analyze the insurer’s reasons for denial
Gather medical documentation and expert opinions as needed
Advocate for a fair and timely resolution
You paid for this protection — and you deserve to receive the benefits you were promised.
Contact Pranzitelli Law Firm Today
If you or a loved one has had a disability or critical illness insurance claim denied, contact Pranzitelli Law for a free consultation. We represent clients across Toronto, Vaughan, York Region, and the GTA.
You pay nothing unless we recover compensation for you.
Disability & Critical Illness Insurance Claims
Purchasing critical illness insurance is a smart and responsible decision — one made to protect yourself and your family in the event of a serious diagnosis. This type of insurance is designed to provide financial support during a health crisis, helping cover the cost of medical treatment, essential care, and time away from work.'
Covered conditions may include:
Cancer
Heart disease
Stroke
Parkinson’s disease
And other life-altering illnesses
When Claims Are Unjustly Denied
Unfortunately, many individuals who suffer from covered illnesses, complete all required paperwork, and meet the eligibility criteria are still denied their rightful benefits.
These denials often come at the worst possible time — when you need support the most.
At Pranzitelli Law, we understand how stressful and frustrating this process can be. If your critical illness or disability claim has been denied, we are here to fight for you. Our team will:
Review the terms of your insurance policy
Analyze the insurer’s reasons for denial
Gather medical documentation and expert opinions as needed
Advocate for a fair and timely resolution
You paid for this protection — and you deserve to receive the benefits you were promised.
Contact Pranzitelli Law Firm Today
If you or a loved one has had a disability or critical illness insurance claim denied, contact Pranzitelli Law for a free consultation. We represent clients across Toronto, Vaughan, York Region, and the GTA.
You pay nothing unless we recover compensation for you.
Are Consultations Free?
We NEVER charge for an initial consultation. At the FREE initial consulation, we will discuss the details of your case, the legal process and answer any questions you may have.
The consultation can take place wherever works best for you! We are available to meet with you at the hospital, rehabilitation centre, your home, over the phone, or in our office.
These consultations are ALWAYS free.
What About Out Of Pocket Fees?
On all our contingency fee retainers, you will not be responsible for out of pocket fees.
Our firm will pay for all necessary out of pocket expenses until your case is settled or decided in court.
Who Will Work On My Case?
At Pranzitelli Law Firm, you have a team of lawyers, articling students, paralegals, law clerks and legal assistants working on your case. All cases are overseen by Adriano personally!
How Long Do I Have To File My Lawsuit?
Every case is different. Its important to get legal advice on your case immediately to ensure you do not miss any limitation periods.
How Much Can I Expect To Win?
While every case is different, the value of your case will depend on a number of factors. Request a FREE consultation below to see if you have a case..
What is Long-Term Disability (LTD) Insurance
Long-Term Disability insurance provides financial support to individuals who are unable to work for an extended period due to illness or injury. It helps cover a portion of your lost income during your recovery.
How Do I Qualify For Long-Term Disability Benefits In Ontario?
To qualify for LTD benefits, you generally need to have a medical condition that prevents you from performing the essential duties of your job. You must also meet any specific requirements outlined in your insurance policy, such as waiting periods and providing medical documentation.
What Types Of Conditions Are Covered Under Long Term Disability Insurance?
LTD insurance typically covers a wide range of medical conditions, including physical injuries, chronic illnesses, mental health disorders, and serious diseases. It's important to review your policy for specific coverage details.
How Long Can I Receive Long-Term Disability Benefits?
The duration of LTD benefits depends on your insurance policy. Some policies provide benefits until you reach a certain age (e.g., 65), while others may have a set time limit (e.g., two years). Your policy will specify the maximum benefit period.
What Should I DO If My Long-Term Disability Claim Is Denied?
If your LTD claim is denied, you have the right to appeal the decision. It's important to review the denial letter carefully, gather additional medical evidence, and consider seeking legal advice to help strengthen your case and navigate the appeals process.
Are Consultations Free?
We NEVER charge for an initial consultation. At the FREE initial consulation, we will discuss the details of your case, the legal process and answer any questions you may have.
The consultation can take place wherever works best for you! We are available to meet with you at the hospital, rehabilitation centre, your home, over the phone, or in our office.
These consultations are ALWAYS free.
What About Out Of Pocket Fees?
On all our contingency fee retainers, you will not be responsible for out of pocket fees.
Our firm will pay for all necessary out of pocket expenses until your case is settled or decided in court.
Who Will Work On My Case?
At Pranzitelli Law Firm, you have a team of lawyers, articling students, paralegals, law clerks and legal assistants working on your case. All cases are overseen by Adriano personally!
How Long Do I Have To File My Lawsuit?
Every case is different. Its important to get legal advice on your case immediately to ensure you do not miss any limitation periods.
How Much Can I Expect To Win?
While every case is different, the value of your case will depend on a number of factors. Request a FREE consultation below to see if you have a case..
What is Long-Term Disability (LTD) Insurance
Long-Term Disability insurance provides financial support to individuals who are unable to work for an extended period due to illness or injury. It helps cover a portion of your lost income during your recovery.
How Do I Qualify For Long-Term Disability Benefits In Ontario?
To qualify for LTD benefits, you generally need to have a medical condition that prevents you from performing the essential duties of your job. You must also meet any specific requirements outlined in your insurance policy, such as waiting periods and providing medical documentation.
What Types Of Conditions Are Covered Under Long Term Disability Insurance?
LTD insurance typically covers a wide range of medical conditions, including physical injuries, chronic illnesses, mental health disorders, and serious diseases. It's important to review your policy for specific coverage details.
How Long Can I Receive Long-Term Disability Benefits?
The duration of LTD benefits depends on your insurance policy. Some policies provide benefits until you reach a certain age (e.g., 65), while others may have a set time limit (e.g., two years). Your policy will specify the maximum benefit period.
What Should I DO If My Long-Term Disability Claim Is Denied?
If your LTD claim is denied, you have the right to appeal the decision. It's important to review the denial letter carefully, gather additional medical evidence, and consider seeking legal advice to help strengthen your case and navigate the appeals process.
⬇️ REQUEST A FREE CONSULTATION ⬇️
We will contact you to talk a bit more about your unique needs, and get the ball rolling!
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⬇️ REQUEST A FREE CONSULTATION ⬇️
We will contact you to talk a bit more about your unique needs, and get the ball rolling!
I Consent to Receive SMS Notifications and Alerts. Message frequency varies. Message & data rates may apply. You can reply STOP to unsubscribe at any time.
We strive for Customer Satisfaction. Coming from in-depth understanding of the law and the industry, capitalizing on extensive experience, we provide hands-on advice that speaks the language of our client’s needs. No matter if your case is large or small, we treat your matter with importance, integrity and hard work, your success is our satisfaction.
Our Addresses
(Vaughan | Toronto | London)
Vaughan
4370 Steeles Avenue West, Suite 16
Vaughan, On L4L 4Y4
Toronto
18 King Street East, Suite 1400
Toronto, On M5C 1C418
London
341 Talbot St, Suite 333
London, ON N6A 2R5
Contact Us
(Local | Toll Free | Email)
Local
905 - 266 - 2633
Toll Free
1-844-757-HURT
Email
[email protected]
Toronto | Mississauga | Brampton | Vaughan | Hamilton | Markham | Oakville | Burlington | Kitchener | London
This site is not legal advice. We occasionally use content and information that is prepared by AI. Including but not limited to technology from Gemini, Chat GPT, Grok, Canva, and other technologies from Open AI. Always consult with a lawyer regarding specific legal questions and advice. Give us a call at 905-266-2633 to set up a consultation
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