Tools For Disability Insurance
LTD Benefits Calculator
Instantly estimate your monthly Long-Term Disability (LTD) benefit in Ontario. Enter your policy details to see what you could receive if you can’t work due to injury or illness.
CPP Disability Eligibility Checker
Find out if you might qualify for CPP Disability benefits. Answer a few quick questions and get an instant, Ontario-specific eligibility assessment based on CPPD rules.
LTD Offset Calculator
See how other benefits like CPP Disability, WSIB, or private insurance could reduce your LTD payments. Instantly calculate your adjusted monthly payout and plan accordingly.
Return To Work Impact Estimator
Understand how returning to work — full-time, part-time, or modified duties — could affect your LTD benefits. Get a clear projection so you can plan your return with confidence.
Policy Coverage Analyzer
Turn complex insurance policy jargon into a clear, plain-English summary. Enter your LTD policy details and instantly see what’s covered, what’s excluded, and what it really means for you.
EI Benefits Calculator
Estimate your monthly Employment Insurance (EI) benefits in seconds. Input your earnings and claim type to see how much you could receive while off work in Ontario.
Tools For Disability Insurance
LTD Benefits Calculator
Instantly estimate your monthly Long-Term Disability (LTD) benefit in Ontario. Enter your policy details to see what you could receive if you can’t work due to injury or illness.
What information do I need to use this calculator?
You’ll need your gross monthly income, your LTD policy’s benefit percentage, and any benefit caps listed in your coverage.
Does this calculator include tax deductions?
No — it provides a gross estimate. Your actual payout may be taxable depending on how your premiums were paid.
Can this estimate be used for a legal claim?
It’s for informational purposes only. For legal or claim purposes, confirm the numbers with your insurer or lawyer.
CPP Disability Eligibility Checker
Find out if you might qualify for CPP Disability benefits. Answer a few quick questions and get an instant, Ontario-specific eligibility assessment based on CPPD rules.
What is CPP Disability?
CPP Disability (CPPD) is a federal program that provides monthly benefits to Canadians who cannot work due to a severe and prolonged disability.
How accurate is this eligibility check?
It’s based on official Service Canada criteria but is for preliminary assessment only — the final decision is made by CPP.
Will this tool submit my application?
No — it only tells you if you may qualify. You must apply directly to Service Canada.
LTD Offset Calculator
See how other benefits like CPP Disability, WSIB, or private insurance could reduce your LTD payments. Instantly calculate your adjusted monthly payout and plan accordingly.
What is an LTD offset?
An LTD offset is a reduction in your monthly LTD payment when you receive other benefits like CPP Disability, WSIB, or EI.
Why do insurers use offsets?
Offsets prevent you from earning more on disability than you would while working, and help insurers reduce payouts.
Can this calculator predict my exact payout?
It gives a close estimate, but actual amounts depend on your insurer’s specific offset rules.
Return To Work Impact Estimator
Understand how returning to work — full-time, part-time, or modified duties — could affect your LTD benefits. Get a clear projection so you can plan your return with confidence.
How does returning to work affect LTD benefits?
Some LTD policies reduce benefits if you earn income from work, even if it’s part-time or modified duties.
Does the estimator account for gradual return programs?
Yes — you can enter partial income to see how it changes your benefit amount.
Why should I check before returning to work?
Knowing the impact on your benefits helps you decide whether the return makes financial sense.
Policy Coverage Analyzer
Turn complex insurance policy jargon into a clear, plain-English summary. Enter your LTD policy details and instantly see what’s covered, what’s excluded, and what it really means for you.
How does this tool simplify my policy?
It extracts key details from your LTD policy and translates them into plain English so you understand your coverage.
Can it tell me if I’m covered for my condition?
It can highlight coverage categories and exclusions, but always confirm with your insurer or lawyer for specifics.
Is my policy information stored?
No — your inputs are processed in real time and not saved.
EI Benefits Calculator
Estimate your monthly Employment Insurance (EI) benefits in seconds. Input your earnings and claim type to see how much you could receive while off work in Ontario.
What does this calculator estimate?
It estimates your monthly Employment Insurance (EI) benefit based on your earnings and claim type.
Does it include special EI programs?
Yes — you can account for sickness, parental, or other claim types by adjusting your inputs.
Is this the exact amount I’ll get?
It’s an estimate — Service Canada calculates the official benefit based on your submitted records.
We strive for Customer Satisfaction. Coming from in-depth understanding of the law and the industry, capitalizing on extensive experience, we provide hands-on advice that speaks the language of our client’s needs. No matter if your case is large or small, we treat your matter with importance, integrity and hard work, your success is our satisfaction.
Contact Us
(Local | Toll Free | Email)
Local
905 - 266 - 2633
Toll Free
Email
[email protected]
Our Addresses
(Vaughan | Toronto | London)
Toronto | Mississauga | Brampton | Vaughan | Hamilton | Markham | Oakville | Burlington | Kitchener | London
This site is not legal advice. We occasionally use content and information that is prepared by AI. Including but not limited to technology from Gemini, Chat GPT, Grok, Canva, and other technologies from Open AI. Always consult with a lawyer regarding specific legal questions and advice. Give us a call at 905-266-2633 to set up a consultation
Copyright © 2025 Pranzitelli Law Firm | All rights reserved
We strive for Customer Satisfaction. Coming from in-depth understanding of the law and the industry, capitalizing on extensive experience, we provide hands-on advice that speaks the language of our client’s needs. No matter if your case is large or small, we treat your matter with importance, integrity and hard work, your success is our satisfaction.
Contact Us
(Local | Toll Free | Email)
Local
905 - 266 - 2633
Toll Free
Email
[email protected]
Our Addresses
(Vaughan | Toronto | London)
Toronto | Mississauga | Brampton | Vaughan | Hamilton | Markham | Oakville | Burlington | Kitchener | London
This site is not legal advice. We occasionally use content and information that is prepared by AI. Including but not limited to technology from Gemini, Chat GPT, Grok, Canva, and other technologies from Open AI. Always consult with a lawyer regarding specific legal questions and advice. Give us a call at 905-266-2633 to set up a consultation
Copyright © 2025 Pranzitelli Law Firm | All rights reserved
We strive for Customer Satisfaction. Coming from in-depth understanding of the law and the industry, capitalizing on extensive experience, we provide hands-on advice that speaks the language of our client’s needs. No matter if your case is large or small, we treat your matter with importance, integrity and hard work, your success is our satisfaction.
Our Addresses
(Vaughan | Toronto | London)
Vaughan
4370 Steeles Avenue West, Suite 16
Vaughan, On L4L 4Y4
Toronto
18 King Street East, Suite 1400
Toronto, On M5C 1C418
London
341 Talbot St, Suite 333
London, ON N6A 2R5
Contact Us
(Local | Toll Free | Email)
Local
905 - 266 - 2633
Toll Free
1-844-757-HURT
Email
[email protected]
Toronto | Mississauga | Brampton | Vaughan | Hamilton | Markham | Oakville | Burlington | Kitchener | London
This site is not legal advice. We occasionally use content and information that is prepared by AI. Including but not limited to technology from Gemini, Chat GPT, Grok, Canva, and other technologies from Open AI. Always consult with a lawyer regarding specific legal questions and advice. Give us a call at 905-266-2633 to set up a consultation
Copyright © 2025 Pranzitelli Law Firm | All rights reserved