Ontario Land Transfer Tax Calculator
Key Terms
Ontario LTT
A provincial tax charged by the Government of Ontario on the purchase of real estate. The amount is based on the property’s purchase price and is payable by the buyer at closing.
Toronto MLTT
An additional land transfer tax charged by the City of Toronto on top of the Ontario Land Transfer Tax. It applies only to properties located within Toronto’s city limits and is calculated using similar tax brackets to the provincial tax.
FTHB Rebates Applied
A reduction in land transfer tax available to eligible first-time home buyers. In Ontario, the rebate can be up to $4,000 off the provincial tax. In Toronto, an additional rebate of up to $4,475 may apply to the municipal tax. These rebates can significantly reduce — and in some cases eliminate — the total amount of land transfer tax owed.
Probate Tax Calculator
Ontario Probate Tax Calculator
Ontario charges $0 on the first $50,000 and 1.5% on the amount above $50,000 of the probateable estate.
Ontario Probate Tax (Estate Administration Tax) Calculator
Estimate Ontario’s Estate Administration Tax (probate tax). Ontario currently charges $0 on the first $50,000 of the estate value and 1.5% on any amount over $50,000.
Probate Tax Calculator
Estimate Probate Tax — Quickly and Easily
Finalizing a loved one’s estate involves many steps—and costs. Ontario’s Estate Administration Tax, also known as probate tax, is a fee based on the value of probate-required assets. Use our tool to estimate what’s owed, so you can plan accurately and avoid surprises.
How The Calculator Works
Enter the total value of assets subject to probate—this typically excludes assets with designated beneficiaries (like RRSPs/TSFAs), jointly held assets, and others that bypass probate
Indicate whether the estate qualifies under Ontario’s Small Estate Procedure (usually if the total is $150,000 or less)
Optionally, add individual assets to build or review your whole probate estate before calculating.
Hit “Calculate” to see the estimated tax immediately
Ontario Probate Tax (Estate Administration Tax) Calculator
Estimate Ontario’s Estate Administration Tax (probate tax). Ontario currently charges $0 on the first $50,000 of the estate value and 1.5% on any amount over $50,000.
What You’ll See
The probate tax amount, calculated at
0% on the first $50,000 of estate value
1.5% on any amount above $50,000
A clear explanation of how the total was calculated
A helpful tip on what to include in probate and when the Small Estate Procedure may apply
Why Use This Tool?
Fast and simple — see probate tax estimates in seconds
Avoid surprises — budget ahead for estate planning costs
Built for Ontario — follows the latest provincial tax rules and estate thresholds
Trusted source — designed by Pranzitelli Law Firm, your estate-law specialists
First-Time Buyer Rebates
Ontario rebate: up to $4,000 off the provincial LTT
Toronto rebate: up to $4,475 off the MLTT
If eligible, the estimator automatically applies these rebates to give you a more accurate closing cost estimate.
Next Steps
Once you’ve used the tool and know your estimated costs:
Book a free consultation with our team at Pranzitelli Law Firm.
We’ll confirm your numbers, explain each line item in detail, and ensure your closing is smooth and stress-free.
We’ll also apply for any rebates you’re eligible for on your behalf at closing.
Buying your home is a big step—don’t leave your closing costs to guesswork. Use our estimator now and get peace of mind with Pranzitelli Law Firm.
FAQ's
What assets are subject to probate?
Probate generally applies only to assets owned solely by the deceased with no designated beneficiaries. Assets like RRSPs with named beneficiaries, jointly held properties, or inter vivos gifts may not require probate. Always talk with us to determine which assets count.
What is the Small Estate Procedure?
For estates valued at $150,000 or less (subject to change), Ontario offers a streamlined process that may reduce or waive probate fees and simplify administration.
Is this tax the same as inheritance tax?
No. Ontario does not have an inheritance or estate tax. The Estate Administration Tax is simply a fee for court validation of a will—sometimes referred to as “probate tax.”
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What is Long-Term Disability (LTD) Insurance
Long-Term Disability insurance provides financial support to individuals who are unable to work for an extended period due to illness or injury. It helps cover a portion of your lost income during your recovery.
How Do I Qualify For Long-Term Disability Benefits In Ontario?
To qualify for LTD benefits, you generally need to have a medical condition that prevents you from performing the essential duties of your job. You must also meet any specific requirements outlined in your insurance policy, such as waiting periods and providing medical documentation.
What Types Of Conditions Are Covered Under Long Term Disability Insurance?
LTD insurance typically covers a wide range of medical conditions, including physical injuries, chronic illnesses, mental health disorders, and serious diseases. It's important to review your policy for specific coverage details.
How Long Can I Receive Long-Term Disability Benefits?
The duration of LTD benefits depends on your insurance policy. Some policies provide benefits until you reach a certain age (e.g., 65), while others may have a set time limit (e.g., two years). Your policy will specify the maximum benefit period.
What Should I DO If My Long-Term Disability Claim Is Denied?
If your LTD claim is denied, you have the right to appeal the decision. It's important to review the denial letter carefully, gather additional medical evidence, and consider seeking legal advice to help strengthen your case and navigate the appeals process.
We strive for Customer Satisfaction. Coming from in-depth understanding of the law and the industry, capitalizing on extensive experience, we provide hands-on advice that speaks the language of our client’s needs. No matter if your case is large or small, we treat your matter with importance, integrity and hard work, your success is our satisfaction.
Contact Us
(Local | Toll Free | Email)
Local
905 - 266 - 2633
Toll Free
Email
[email protected]
Our Addresses
(Vaughan | Toronto | London)
Toronto | Mississauga | Brampton | Vaughan | Hamilton | Markham | Oakville | Burlington | Kitchener | London
This site is not legal advice. We occasionally use content and information that is prepared by AI. Including but not limited to technology from Gemini, Chat GPT, Grok, Canva, and other technologies from Open AI. Always consult with a lawyer regarding specific legal questions and advice. Give us a call at 905-266-2633 to set up a consultation
Copyright © 2025 Pranzitelli Law Firm | All rights reserved
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